TC Top Picks: Trio

[Music] We help people who find it complex to Invest and end up keeping their money in A checking account which actually earns No returns we put your money to work When you don't need it we give you Instant access when you do what that Means is it's the features and Functionality of an everyday checking Account but we're different to every Other player out there we invest your Entire balance automatically in up to Three exchange traded funds or ETFs what That means is people can get a start in Investing but have instant access to Their funds whenever they need it just Like a checking account as you go and Spend your money as you swipe we will in The background sell down your Investments giving you instant access to Your funds so you get the benefits of Investing and the flexibility of Checking what what sort of returns are You typically offering To your customers that are better or Worse than or the same as what they Could be doing were they using any Number of other investment platforms out There Robin Hood and the rest absolutely So our default product lets people Invest into different cash options which Are capital protected and today after The rate cut last week and the potential Of more we have around a 2.35 return

Retain all right if people want to take More risk in their account they can and Diversify what ETFs they select Um so let's let's ask you on the on the ETFs now Um first of all what is your background That you can credibly suggest them and How do you pick you know figure out pick Out which ones to go to absolutely so I I spent eight years in Consulting I have A background in finance computer science I have my CFA I spent a lot of time Looking at this and you know when I used To look at this I knew that I wasn't the Best at managing my money and what we do To help people invest in a very simple Way is we use data and we use Information about how they should invest And we give them very simple Recommendations we only want them to Invest in low-cost Diversified Investments we don't want them taking Individual stocks or picks we we want You to be able to invest in a Responsible way and we we guide you Through that we have 12 ETFs that we're Thinking about on the platform we're not Live yet we will be uh Q2 next year wait You haven't launched this product yet no We'll be live in Q2 next year uh we've Been building uh currently in the Barclays accelerator powered by text Does in New York and yes as we exit we Will launch

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